CarDekho - Credit Risk Analyst

- We are seeking a highly motivated and experienced Credit Analyst to join our team at Cardekho's Financial Services - Rupyy.

- The ideal candidate will have 2-5 years of relevant work experience in either banking or non-banking financial institutions (NBFCs) and will play a crucial role in evaluating and managing the creditworthiness of our customers.

Responsibilities:

1. Credit Evaluation: Assess the creditworthiness of individuals and businesses applying for automotive loans and financing products.

2. Financial Analysis: Analyze financial statements, credit reports, and other relevant documents to determine credit risk.

3. Risk Assessment: Evaluate loan applications based on established credit policies, guidelines, and risk models.

4. Recommendations: Provide recommendations for loan approvals, modifications, or denials based on thorough analysis.

5. Portfolio Management: Monitor and manage an assigned portfolio of loans to ensure compliance with company policies and mitigate potential risks.

6. Documentation: Ensure accurate and complete documentation of credit decisions and customer interactions.

7. Collaboration: Collaborate with cross-functional teams, including sales, operations, and collections, to facilitate efficient loan processing and servicing.

8. Regulatory Compliance: Stay updated on industry regulations and ensure all credit-related processes adhere to legal and regulatory requirements.

9. Reporting: Prepare and present credit-related reports and analyses to senior management.

10. Continuous Improvement: Contribute to process improvement initiatives to enhance the efficiency and effectiveness of the credit evaluation process.

About Us :

Indias largest auto-tech company and a one stop shop for an integrated auto- ecosystem play, to provide exceptional consumer experience through best-in-class product and tech innovations. With more than 91 million in monthly traffic, 52 million monthly unique visitors, 3.5 million YouTube subscribers and more than 10 million mobile app downloads, GirnarSoft group has become the largest consumer facing auto tech company in the country with 86% of the New Car Buyers who research online come to CarDekho.com.

The Company is also a pioneer in introducing specialized portals like TyreDekho.com,rucksDekho.com and CollegeDekho.com. Presence in international markets under the brand names of ZigWheels and OTO, covering diverse countries such as Malaysia, Philippines, and Indonesia. OTO.com is the number one auto site in Indonesia. We are looking for Tigers to roar! If you believe youre born to innovate great things. Well, you have come to the right place.