Business Head - SME/Consumer Durable/Unsecured Lending

Job Title : Business Head- Consumer durable, SME, Unsecured lending

Key responsibilities :

- P&L Management of the SME business & Consumer Durable lending

- Identification of the new business opportunities

- Building on the channels (DSA, Open market, Alternative channels) to penetrate the market

- Strategising the expansion of the portfolio by driving operational efficiencies across all locations - Driving product metric of SME & Consumer Durable to impact profitability

- Ensuring portfolio health by monitoring the portfolio quality

- Building a team of sales professionals pan India & work on training and development requirements of team

- Managing business enablers like Collections, Credit & Product

Desired Candidate :

- A desired candidate should be furnished with the following responsibilities :

- A drive to grow the business with the given resources

- Expertise in managing various channels of sourcing business

- A knack of building upon a team at zonal levels to grow the business at Pan India level

- Managing enabling functions of Credit to ensure a sound health of the portfolio

- Liasioning with collections to ensure a minimum delinquent portfolio

- Collaboration with the product to ensure a competent market offering