Business Head - Personal Loans

- We're a Fin-Tech company that operates on a B2B2C business model. We enable our partners to offer wide range of financial products to their customers. These include Credit Cards, Insurance, Investments & Loans, as well as seamless upsell and X-sell opportunities among these products. We're driven with a vision to ease access to financial products for our customers. While simplifying the complex processes that make up financial products and services today.

- To leverage our long-standing experience in the financial industry, we developed our proprietary technology stack to run our business. This includes a robust end-to-end CRM tool for our partners and customers. At ERB, we're proud to have long-standing relationships with all major banks & financial institutions.

- But what we're truly proud of, is our family of financial service partners and our small, driven, and passionate team. Together, we're attempting to change how India consumes financial products, one day at a time.

Location - Mumbai

Scope - The Business Head for Personal Loans will be responsible for managing the P&L, overseeing portfolio management, and optimizing revenue streams. We are looking for an individual with a passion for entrepreneurship and a strong background in banking or NBFCs

Reporting to Founder

Key Responsibilities :

- Develop and execute a comprehensive business strategy for the personal loan division, in line with the company's overall vision and objectives.

- Manage the P&L for the personal loan business, closely monitoring financial performance and implementing strategies to drive growth and profitability.

- Lead portfolio management efforts, ensuring loan quality, effective risk management, and optimizing asset performance.

- Identify and explore new revenue opportunities, leveraging market trends and customer insights to drive product innovation and enhancements.

- Build and nurture strategic partnerships with banks, financial institutions, and other relevant stakeholders to expand distribution channels and reach.

- Lead and motivate a high-performing team, providing guidance, mentoring, and professional development opportunities.

- Collaborate closely with cross-functional teams, including technology, marketing, and operations, to drive seamless execution and achieve business goals.

Skills and Qualifications :

- Proven track record in successfully managing P&L, portfolio management, and revenue optimization in the banking, NBFC, or fintech industry.

- Entrepreneurial mindset with a passion for building and scaling businesses.

- Strong understanding of lending products and services, with expertise in personal loans highly desirable.

- Effective communication and interpersonal skills, with the ability to build strong relationships with internal and external stakeholders.

- Proactive and adaptable mindset, with the ability to thrive in a fast-paced and dynamic environment.