Business Development - Credit Risk

Organizational Relationships:

- Reports to: Branch Head

- Supervises: NIL

- Coordinates with: Team

- Travel: within Mumbai.

Academic Qualification:

- Essential: Graduate in Commerce/Economics/Business Management

- Desired: PG / MBA in Finance

Experience:

- Relevant: minimum 3-6 year + in Financial Services industry/ minimum 3 years experience in Credit / Risk Dept

- Total: 4-8 years in financial services sector

Skills:

- Should possess good negotiation skills

- Should be a good communicator

- Should be presentable

Primary Responsibilities:

- Liasioning with Banks & Financial Institutions. Developing Banking relationships

- Preparation of Project information memorandum includes assessment and credit requirement, Preparation of in principal formats

- Preparing CMA, Analyzing the Financial statements, Business Model, Working Capital Cycles, and assessing the credit worthiness of the Corporate / SME Clients

- Finalizing on final board notes. Answering the queries from PSU banks on the proposal

- Follow up on the disbursement from banks

- Responsible for mandate procurement. Must have knowledge of Term loan, Trade Finance Products, Factoring

- Providing Financial Advice to clients and Debt Syndication overseas