BU Head - Credit Risk - Banking

Client is a well known Pvt sector Bank and is rated among its peers.

Role specs:

- Responsible for overall credit portfolio analysis, monitoring and reporting - to highlight risks (exposure, concentration, security, limits, etc.)

- Create and track risk metrics and concentration limits for portfolio, products, regions, and other key risk drivers in CCBG segment.

- Coordinate closely with stakeholders to ensure that risk appetite and standards are being complied - on the emerging changes in the portfolio for any realignment or re-balancing.

- Undertaking ICAAP and Credit Risk Stress Testing for various portfolios of the Bank and timely submission of ICAAP document the results of Stress Testing to Risk Management Committee

- Responsible for review of polices related to Credit Risk for CCBG Segment

- Ensure timely submission of Data Requirements - Scheduled and Adhoc like RBS, Industry wise Data, RBI/other Audit Adhoc requirements.

- Need based Detailed review of Industries/Segment of portfolios - CCBG Segment

- Approve credit proposals/ transactions within delegation power assigned or recommend to next higher approving level for approval in accordance with the delegation power architecture set out.

- Handling of Basel Disclosures and RBS submission pertaining to Credit Risk

- Participate proactively to various risk related projects and initiatives owing to synergies (i.e. ICAAP, Stress Testing, Credit Risk Models, ECL, etc.)

Reports to : Head Credit Risk

Candidate Specs:

- Extensive working experience with Bank (preferably Private, PSU and MNC) on Credit Risk Management.

- Strong understanding of Credit Risk analysis and Credit and related policies, process etc.

- Good understanding of Risk Management principles and Basel III and evolving practices, regulatory guidelines in this space.

CA / MBA. FRM desirable