Bajaj Finserv - Senior Manager - ORM - Rural Lending

Company : Bajaj Finance Ltd

Job Title : Senior Manager - ORM, Rural Lending

Business : RURAL LENDING

Reporting to : BUSINESS HEAD - RURAL LENDING

Location : Pune - Corporate Office

Band : E06

Position Summary :

Duties and Responsibilities :

Key Risk indicators(KRIs) :

- Collation of data from the various verticals

- Undertake Root cause & trend analysis

- Identification & closure of corrective/ preventive action in co-ordination with the internal/external team.

- Publish actions taken

Loss Data :

- Consolidation of loss data from flowing from different channels

- Analysis & identification of any from data base maintained of loss events

- Root cause analysis, closure of preventive and corrective actions

- Coordination within internal/external team to close all actionable items

Projects :

- End to end completion of ORM Projects following the 17 step methodology.

- Analysis of the process flow & conducting the RCSA

- Perform testing and validation on control gap remediation efforts

Reporting :

- Assist in the production of timely reports for senior management, key stakeholders, and Risk Committees

- Ensure timely updation of Loss events, KRIs & RCSA in GRC tool along with mitigation of the same.

- Prepare the reports/ presentations for various stakeholders

- Any other additional responsibilities which may be required to be taken up as a part of ORM

Leadership Competencies :

- Strategic Focus

- Entrepreneurship

- Customer Focus

- Result Orientation

- Agility

- Inspirational Leadership

- Developing Organizational Talent

Required Qualifications :

- MBA/CA or equivalent

- Experience in internal audit / Risk assessment/ operations function of lending business

- 5-6 years of overall experience

- Should have experience in rural lending business

- Should have experience in handling inter department projects

- Excellent Communication and Interpersonal Skills

- Experience in data analysis and report drafting

- Excellent Excel & Power Point proficiency

- Positive attitude and team player

- Experience of establishing and maintaining relationships with business units / managers for managing day-to-day business

- Ability to minimize operational risks including deep understanding of audit, compliance & ORM requirements