Aye Finance - Senior Manager - Policy Analyst

Senior Manager - Policy Analyst

Policy Analyst

Key Responsibilities:

- Responsible for examining the efficacy of existing policies and laying out the groundwork for new programs

- Include reviewing and amending policy drafts and proposing suggestions to improve the effects of existing policies

- Work closely with stakeholders to determine the goals and objectives of policies.

- Gather data and produce reports on the qualitative and quantitative analysis

- Stay abreast of new types of products/financial services/credit policies in the industry.

- Ensuring on-field Policy absorption through trainings

- Field visits and regular interaction with the teams.

Requirements:

- Excellent verbal and written communication skills

- Strong analytical, organizational & time management skills

- Possess an excellent understanding of the lending industry and market conditions

- Good interpersonal and social skills. Exceptional team player with a strong ability to contribute positively to a team environment

- Min 2 years of experience in Policy Writing in a Lending Industry organisation

- Qualifications preferred: Graduation/Post graduation

Credit Manager - Secured Loans

Key Responsibilities

- Ensure high portfolio quality for Business loans-secured while maintaining excellent service levels (TAT) to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement

- Adherence to the policy/process laid out by the Policy team on all application being processed

- Evaluate credit worthiness by processing loan applications & understanding complete/ in-depth review of mortgage loan files.

- Close monitoring on early delinquency trends

- Giving Feedback to team/vendors monthly on their performance levels and taking corrective action to improve the efficiency.

- Audit & regulatory compliance on all aspects

- Interact closely with other functions such as Sales/Operations/Collections/Policy/Product etc. to ensure a smooth day to day functioning

Requirements:

- 2 to 3 years of experience in business Loans - secured in a Lending Industry organization, preferably in a NBFC.

- Must be confident and comfortable in receiving inbound and making outbound calls.

- Ability to work in a high-volume, fast-paced environment.

- Good communication & analytical skills

- Strong experience required on Credit appraisal for Self Employed customers

Data Analyst - Risk

Key Responsibilities :

- Use statistical methods to analyze data to better understand potential risks, concerns and outcomes of decisions

- Aggregate & manage complex data from multiple sources to provide a comprehensive assessment

- Create reports, summaries, presentations and process documents to display results

- Collaborate with other team members to effectively analyse and present data

- Develop systems and processes for gathering and storing data for future analytic projects

- Conduct research into potential clients and understand the risks of accepting each one

- Monitor internal and external data points that may affect the risk level of a decision

Requirements:

- 2 to 3 years of experience as a Data Analyst, preferably in a NBFC.

- Excellent analytical skills with an ability to interpret trends.

- Strong knowledge and experience in statistical analysis through the use of SQL, Python, SAS, Tableau, Advance Excel, etc.

- Qualifications preferred: Bachelor's Degree in Computer Engineering/ statistics/Mathematics.

- Excellent interpersonal, presentation & communication skills.

Contact Number-HR Santosh -8800374170/7987209221