Posted By
246
JOB VIEWS
48
APPLICATIONS
0
RECRUITER ACTIONS
See how you stand against competition
Pro
View Insights
Posted in
Banking & Finance
Job Code
1432100
Key Responsibilities:
Credit Underwriting & Analysis:
- Conduct thorough credit assessments for loan applications, including mortgage, LAP, business loans, and unsecured loans.
- Analyze financial statements, credit history, and other relevant data to determine loan eligibility and creditworthiness.
- Apply sound judgment and adhere to company credit policies to ensure responsible lending practices.
Loan Processing & Documentation:
- Collaborate with the sales team to gather necessary documentation and ensure complete loan applications.
- Prepare accurate and well-documented credit reports with clear recommendations for loan approval or denial.
- Work closely with internal teams to ensure timely loan processing and disbursement.
Customer Focus & Risk Management:
- Maintain a strong customer focus, providing clear explanations and ensuring transparency throughout the credit assessment process.
- Identify and mitigate potential credit risks, safeguarding the financial health of the institution.
- Uphold the highest ethical standards and ensure compliance with all regulatory requirements.
Qualifications:
- Graduation/Post Graduation in any discipline (preferred).
- Minimum 2 years of experience in credit underwriting, preferably within the mortgage, LAP, business loan, or unsecured loan sectors.
- Strong understanding of credit analysis principles, loan products (mortgage, LAP, business loans, unsecured loans), and relevant regulations.
- Excellent analytical and problem-solving skills with a keen eye for detail.
- Ability to work independently and as part of a team in a fast-paced environment.
- Excellent communication and interpersonal skills.
- Proficient in MS Office Suite (including Excel).
- Prior experience working in Madhya Pradesh (a plus)
Didn’t find the job appropriate? Report this Job
Similar jobs that you might be interested in
Posted By
246
JOB VIEWS
48
APPLICATIONS
0
RECRUITER ACTIONS
See how you stand against competition
Pro
View Insights
Posted in
Banking & Finance
Job Code
1432100
Featured Institute
Download the iimjobs app to
apply for jobs anywhere, anytime
Download on
App Store
Get it on
Google Play
Scan to Download