Aye Finance - Assistant Branch Manager

Key Responsibilities:

Business Development & Sales Leadership:

- Develop and implement effective sales strategies to achieve and exceed branch growth targets for unsecured loan products.

- Lead, coach, and motivate your branch team to ensure exceptional customer service and high sales performance.

- Build strong relationships with potential and existing customers, understanding their financial needs and offering tailored loan solutions.

Loan Processing & Credit Analysis:

- Oversee all aspects of the loan application process, ensuring adherence to company policies and creditworthiness evaluation.

- Conduct thorough credit appraisals and maintain a high level of portfolio quality.

- Ensure timely loan processing and disbursement, meeting customer expectations.

Branch Operations & Team Management:

- Manage all aspects of daily branch operations, including staff scheduling, budget adherence, and regulatory compliance.

- Cultivate a positive and collaborative work environment, fostering teamwork and professional development within your team.

- Uphold the highest ethical standards and ensure responsible lending practices.

Qualifications:

- Graduation/PG in any discipline (preferred).

- Minimum 3 years of proven experience in the lending industry, preferably with a focus on unsecured loans (personal loans, credit cards, etc).

- Strong understanding of unsecured loan products, credit analysis principles, and loan processing procedures.

- Demonstrated track record of achieving and exceeding sales targets in a fast-paced environment.

- Excellent leadership, communication, interpersonal, and coaching skills.

- Ability to build strong relationships and motivate a team towards a common goal.

- Strong analytical and problem-solving abilities.

- Proficient in MS Office Suite (including Excel)