AVP/VP - Portfolio Management & Credit Monitoring - BFSI

Main Responsibilities -

Loans & Advances portfolio of firm consists of Corporate Real Estate book (CRE), & Corporate Structured Product book (CSP)

Key responsibilities would include oversight of team for:

CRE: collection & analysis of monthly data of real estate projects funded (i.e. sales & collection data, cost, escrow flows, project progress tracking, charge creation tracking, NOC, sight visits, EWS, compliances, etc).

CSP: ensuring compliance of critical sanction terms & conditions of the loans, testing various covenants related financials, security and legal, tracking put/call and other events etc.

- The objectives of the above activates are:

- Highlighting/escalating deviations through exception reports

- Providing Early Warning Signals (EWS) and implementing corrective actions

- Preparing & presenting monthly/quarterly monitoring reports to show overall health of the portfolio to the management

Additional Responsibilities -

- Building & maintaining cordial relationship with functional staff of clients as well as in house team

- Extracting market, economy, research and other information relevant to KMIL business and storing the same in a well-structured manner to build a strong information resource

- Maintaining various kinds of required MIS

- Resolution/Troubleshooting of special situation loan accounts

Job Requirement:

- Qualification CA /MBA Finance from reputed institutes

Functional skill set

- Eye for details and analytical approach

- Service orientated and approachable

- Computer Savvy -Word, Excel, Access & Power point is required to develop/manage databases

- Knowledge of Technology will be added advantage in automation of monitoring activities and data base