- Relevant experience within a financial institution (analyzing corporate client's risk, insights and credit); Relevant Knowledge and understanding of FIG, Corporates, Middle Market Financing Products - Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure. - Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Knowledge of internal rating rationale, projections and credit recommendations - Ability to forecast and prepare Base Case Financial Projections, Potential Downside financial case projections models adjusting recessionary trends, counterparty specific risks and adjustments - Risk Modelling - Base Case Scenario, Recessionary Case Scenario, Risk Models and Projections for income, cash flow for risk rating and judging repayment capacity and risks - Ability to weigh macro and company factors for risk analysis and recommendations Strong knowledge on Global accounting standards - IFRS, US GAAP Accounting and classification/ International Financial Reporting Standards (10-K, 10-Q, SEC / SEDAR / FRC Filings, Press Release and Investor Presentation etc.)Ability to understand private and public limited corporation structure, reporting and classification of financial segments and key credit assessment ratios / parameters - Sound knowledge of parent and subsidiary exposure, debt structure, operating model and ownership structures - Strong Knowledge of MS Office Spreadsheet and formulas - Strong Ability to handle seasonal peaks and dynamic changes in workflow - Knowledge of any one Financial Spreading tools : Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools. - People Management, Client Handling and Engagement/Operating Model - 10-14 years Corporate & Commercial Lending, FIG/Corporate & Investment Banking; Credit Underwriting, Portfolio Management and/or Commercial Credit Risk Management - Credit Risk Analysis is must; Quality Focused and has performed quality and data analytics function- Risk Modelling - Base Case Scenario, Recessionary Case Scenario, Risk Modellng and Projecting cash flow for risk rating and judging repayment capacity and risks - Have performed training functions for Credit, Financial Statement, Risk Analysis; Risk Modelling & Projections - Well versed with liquidity, credit quality, leverage and cash flow concepts for mid to large counterparties; Understanding of corporate lending transactions, Credit Rating, Risk Analysis and Credit Management functions. Ability to weigh macro and company factors for risk recommendations - Understanding of Products - FIG, Corporates, Middle Market Segments - Strong Understanding of Financial statements, Credit Analysis & Assessment - Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, - Ability to interpret, analyse and provide detailed credit, liquidity and financial analysis and insights on the counterparties for risk rating review. - Sound Knowledge of Risk Modelling - Base Case Scenario, Recessionary Case Scenario, Risk Modellng and Projecting cash flow for risk rating and judging repayment capacity and risks. - Industry/Segments: Corporate & Investment Bank, FIG and Middle Market Corporate - Products: Investment & Non-investment grade credits, FIG Corporate Loans Good accounting skills & knowledge of US GAAP, IFRS basis regional requirements - Knowledge of any one Financial Spreading tool is good to have : MRA, FIS Optimist, - Credit lens or allied spreading tools Risk Modelling, Financial Projections & Ability to weigh macro and company factors for risk recommendations - Understand Client performance through received from customers as well as benchmarking data and publicly available information. - Knowledge of industry and sectors and impact of macroeconomic environment - Identify timely risk mitigating actions to protect bank and support the customer - Link credit assessment to primary and secondary sources of repayment - Question the need for sector and company analysis to evaluate debt servicing ability - Assess the ability of the debt to meet the commercial needs. - Debate the purpose of borrowing, the risks, and the expected structure of the debt

Bangalore

AVP/VP - Annual Credit Rating Reviewer 

Job Description for AVP/VP - Annual Credit Rating Reviewer  in Stalwart Management Consulting in  Bangalore for (12-20) years of experience. Apply Now!