AVP/Sr. Manager - Collections Strategy - Business Banking
- Devise and advise the appropriate collection strategies to the management
- To Track the trend of the bucket wise and DPD wise delinquency.
- To track the trend of sector wise delinquency
- Identifying suitable recovery measures or strategies for timely collection
- Close coordination with the Senior Management for various aspects regarding Processes, Policies, and Approvals etc. pertaining to collection unit of Business Banking
Strategic/ Managerial Responsibilities :
- For regular follow-up and close coordination with the internal stake holders including Collection team and business group
- For coordinating and Liaoning with legal team to ensure appropriate legal action is taken in specific cases
- To advise and maintain the effective strategies for improved efficiency in collection and control on the overall cost of the unit.
Nature of Experience :
- Quantitative, Qualitative and sectorial Analysis
- Devising Strategies for Collections of NPA cases and controls on the bucket wise & DPD wise delinquency.
- Hard collections including the proficiency in legal area viz. SARFAESI Act, Negotiable Instruments Act, DRT, High Court etc.
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