AVP - Product Manager - Pre Paid Instrument - Emerging Businesses - Bank

Product Manager Role is key owner of strategy, roadmap and customer experience of the program across bank. Product Management involves comprehensive understanding of all the key stakeholders viz consumer; technology, industry; regulator; organization, channels, program branding. A product manager develops holistic understanding of the industry and category at product level including dynamics, markets and consumer behavior affecting the product distribution. In the current dynamically changing environment, product management needs to be agile and be able to adapt to technologies and changing consumer behaviors using data analytics.

Job Role:

1. Lead the key new age products like ONDC, marketplace, cross border

2. Have ownership of the customer experience, industry trends, regulations and overall PnL of the product

3. Drive conversations with internal and external stakeholders (NPCI, Networks, Finance, Operations, Risk, Compliance, Tech, Sales, etc) to best structure the product

4. Drive key conversations with the current and prospective customers and help solution the usecases

5. Be up to date with the industry happenings and structure the products accordingly.

6. Manage the key projects across lifecycle

Job Requirements:

1. Understand the framework around Prepaid Instruments, Payment Aggregators, Cross Border acquiring, ONDC

2. Understanding of the Escrow accounts, Wallets, AD2 solutions, MCC and DCC transactions

3. Experience in payment systems like cards, UPI, Aadhaarpay, QR, Fasttag, eNach, etc

4. Upto date with the financial and payment industry and keen understanding of the regulatory framework

5. MBA with 4-10 years of experience in banking or payments domain