AVP/DVP - Relationship Manager - Commercial Banking - SME

Job Description

Job Title Relationship Manager - CB

Grade AVP/DVP

Department Commercial Banking

Location : Delhi

Reporting To : Senior Vice President - Commercial Banking

A. Position Purpose :

- To develop & manage relationships with SME Group Segment.

Position Responsibilities :

Sr. Key Responsibilities :

1. Coverage of clients with revenues up to Rs. 300 Crs;

2. Ownership of business development (New Client acquisition) as per agreed plans;

3. Initiate, manage & deepen client engagement; Build relationships at Promoter/CFO levels

4. Ensure delivery of banking solutions in collaboration with other parts of the bank; Cross Sell Bank products ( salary account/retail CA an SA, forex, DCM, Trade, CMS etc)

5. Maintain / enhance credit quality in the portfolio managed; Zero NPAs.

6. Mentoring of assistant relationship managers and analysts.

7. Franchise & brand building activities

B. Qualifications and Experience Requirement :

Qualifications :

- Essential CA or MBA from reputed institutes

Experience :

- Essential 3-8 years of relevant experience

a. Skills :

Skill Attribute :

- Successful Track record of business development and identification of potential clients;

- Relationship orientation, preferably having existing relationships;

- Credit writing skills with comprehensive coverage of all risk related issues;

- Excellent communication skills - verbal, and written (including report writing, presentations, etc).

- Deal Structuring

Attitude :

- Problem solving and resolving conflicts;

- Keenness to learn and detail oriented;

- Team player but also capable of taking individual decisions.