Primary Responsibilities:
- Help define and manage credit card acquisition programs in line with business requirements & acceptable risk appetite
- Help define and manage post acquisition portfolio intervention programs
- Develop market intelligence on latest acquisition trends
- Actively manage the portfolio and provide insights on signs of early stress, delinquency etc.
- Keep abreast with the regulatory environment impacting credit card acquisitions and portfolios.
- Provide inputs on, and help develop / validate scorecards used in the acquisition / management of credit card portfolios.
- Lead the technology initiatives from the cards risk perspective
- Function as the subject matter expert for all risk related enquiries / interventions pertaining to credit cards
Requirements:
- 6 - 8 years of relevant experience
- Hands on experience in defining and maintaining acquisition / portfolio intervention programs in the credit card space
- Experience in developing / working with scorecard based models
- Technologically oriented with good understanding of card systems - both acquisition and account maintenance
- Ability to manage multiple stakeholders and work independently
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