AVP - Credit Risk Manager - BFSI

Our client is a Leading ARC and one of the Top 5 company in the Industry.

- Credit Risk Manager 's job responsibilities include performing detailed credit analysis of a borrower. Credit Risk Manager looks at a sustainable debt based on borrower's financial and operating ratios.

- For collateral loans, the underwriter is responsible for evaluation and factoring the same in evaluation.

- Ability to use bottom-up strategies in the portfolio assessments. Assessing returns not only on the status of the overall credit market cycle, but on company-specific factors, sector-specific factors or both.

- Analyse alternate strategies proposed by business to determine if expected returns are worth the wait.

- Conduct stress and scenario testing and analysis at portfolio levels. Ensure no relevant scenarios are missed in testing

- Develop and track metrics to evaluate the portfolio performance.

- Review strategic credit positions

- Assess Changes in Largest Exposures

- Assess if provisions are up to date. Review past or anticipated changes in provisions

- Review if concentrations are within stipulated limits

- Report all significant risks

- Discuss significant credit risks if any with COO