AVP - Credit Risk Analytics - Strategy/Policy

- Conduct portfolio analytics and deep dives as required by Retail Credit.

- Develop credit strategies across the customer lifecycle of Origination, Portfolio Management and Collections.

- Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses.

- Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools for effectiveness and continuously enhance data-driven credit decisions.

- Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes.

- Participate in selective strategic initiatives to build and enhance Group's in-house analytics capabilities; Research on emerging trends in analytics industry.

- Embed Bank's risk management and decisioning framework in day-to-day work, ideate / self-initiate necessary analytics to drive portfolio performance.