AVP - Credit Analysis - Global Market - BFS

JOB RESPONSIBILITIES:

- Conducting detailed analysis of loan opportunities across various sectors in different geographies by integrating machine learning and data analytics with traditional financial analysis techniques

- Developing detailed credit model comprising deal details, financial statement analysis, projections, credit metrics, amongst others

- Conducting sensitivity and scenario analysis on projections - for stress testing on loans for serviceability

- Identifying deal specific covenants which can act as early warning signals while monitoring loans - Periodic tracking of loan portfolio

- Drafting credit reports with key takeaways on opportunity; report is in concise, easy to read format for credit committee to review and comment

- Improving on product pricing models used to ascertain the pricing of all loan deals

- Helping business development managers with opportunity prospecting

- Creating industry dashboards to act as reference point for loans to particular sector / sub-sector

- Detailed industry/market studies to understand operating environment of borrower

DESIRED SKILLS :

- Financial / credit modeling

- Diligence on company / sectors

- Credit paper writing and credit reviews

- Covenant analysis and setting

- Review and analysis of customer assumptions / budgets / forecasts

- Benchmarking companies against its peers in the industry

- Scenario analysis and stress testing of assumptions