AVP - Consumer Banking Group

Key Accountabilities -

1. Support all initiatives for eLVB unit of the bank for Consumer banking with specific focus on liability (deposits) and asset businesses (mortgages, personal loans, cards)

2. Business Finance support to CBG and Digital Banking through advanced business modelling, analytics including market / competitors analysis

3. Help in preparing annual budget, forecast and month flash

4. Timely and accurate business performance reporting, challenge revenue and cost drivers, suggest remedial actions

5. Track and monitor Branch, Sector, Segment, Channel and Product wise performance

6. Drive productivity / change management initiatives.

Required Experience:

- 5 - 7 years Post Qualification Experience in commercial banks preferably in retail / consumer banking space

- Have managed the Financial Planning and Analysis of Consumer Banking in his previous role preferably including preparation and review of budgets

- Conversant with RBI Regulations

- Conversant with Accounting Standards (Indian GAAP, IFRS)

- Exposure in Regulatory reporting, taxation, accounting and dealing with auditors will be added advantage

Core Competencies

- Solid exposure to Consumer Banking products (assets and liabilities) and processes

- Very Good understanding of macroeconomic drivers

- Very Good understanding of revenue and cost drivers of Consumer Banking business, ability to manage budgeting independently

- Good understanding of RBI regulations on Consumer Banking

- Good exposure in Digital Banking platform

- Very Good Business Modelling Skills

- Good knowledge of accounting systems and principles (revenue recognition in particular)

- Strategic thinking ability

- Change mind set

- Control mind set

- Business Partnership