Job Title: Managing Director
Location: Mumbai, India
Company: Arvog (BSE: FINKURVE)
Sector: Non-Banking Financial Company (NBFC)
Key Responsibilities:
Fundraising Strategy & Execution:
- Develop and implement comprehensive fundraising strategies to secure capital through co-lending partnerships and direct investments.
- Identify and engage with potential investors, including banks, High Net-worth Individuals (HNIs), family houses, and institutional investors.
- Structure and negotiate funding deals to optimize terms and align with business objectives.
Co-Lending Partnerships:- Establish and manage co-lending partnerships with banks to leverage additional funding sources.
- Ensure compliance with regulatory requirements and alignment with the NBFC's lending policies.
- Monitor and evaluate the performance of co-lending partnerships to ensure mutual benefits and sustained growth.
Board & Investor Relations:- Build and maintain strong relationships with current board/ potential investors.
- Provide regular updates and transparent communication to investors about the NBFC's performance, strategies, and market conditions.
- Organize investor meetings, roadshows, and presentations to showcase the NBFC's value proposition and growth potential.
Market Research & Intelligence:- Conduct market research to identify emerging trends, opportunities, and potential risks in the NBFC sector.
- Stay updated on regulatory changes and industry developments to inform fundraising strategies and ensure compliance.
- Leverage market intelligence to enhance the NBFC's competitive positioning and attractiveness to investors.
Operational Management:- Oversee day-to-day operations to ensure efficiency and effectiveness in all processes.
- Implement best practices in loan processing, risk management, and customer service.
- Ensure compliance with all regulatory and statutory requirements.
Strategic Planning & Execution:- Develop and execute the NBFC's strategic plan to achieve business objectives and drive growth.
- Identify new business opportunities and markets for expansion.
- Lead organizational change initiatives to adapt to market conditions and improve overall performance.
Leadership & Team Development:- Provide strong leadership to the management team and employees.
- Foster a positive and inclusive work culture that promotes teamwork, innovation, and high performance.
- Develop and mentor future leaders within the organization.
Compliance Management:- Ensure compliance with all regulatory and statutory requirements governing NBFC operations.
- Develop and implement robust compliance policies and procedures to mitigate risks and ensure adherence to legal standards.
- Monitor and review compliance programs to ensure they are up-to-date with the latest regulations and industry best practices.
- Conduct regular compliance audits and assessments to identify and address any gaps or issues.
- Liaise with regulatory authorities and ensure timely submission of all required reports and disclosures.
Key Metrics:Financial Metrics:- Total Funds Raised
- Revenue Growth Rate
- Net Profit Margin
- Return on Assets (ROA)
- Cost of Capital
- Fund Utilization Efficiency
- Credit Rating
Operational Metrics:- Loan Disbursement Volume
- Non-Performing Assets (NPA) Ratio
- Operational Efficiency Ratio
- Customer Acquisition Cost (CAC)
- Customer Retention Rate
Strategic Metrics:- Number of Successful Partnerships
- Market Share in Gold Loans and Personal Loans
- Expansion into New Markets
- Implementation of New Technologies and Processes
Leadership Metrics:- Employee Engagement Score
- Leadership Development Initiatives
- Diversity and Inclusion Metrics
Key Leadership Competencies:Critical:- Excellent communication and relationship-building skills.
- Strategic thinking and planning.
- Strong negotiation and deal-structuring abilities.
- Deep business and market understanding.
- Proactive and results-oriented mindset.
- Ability to lead and inspire teams.
Knowledge and Experience Required:- Minimum of 15 years of experience in fundraising, with a proven track record of securing capital for NBFCs or similar financial institutions.
- Extensive network of investors, including banks, HNIs, family houses, and institutional investors.
- In-depth knowledge of the NBFC sector in India, including regulatory requirements and market dynamics.
Educational Qualifications:- Master's degree in Finance, Business Administration, Economics, or related field.
Preferred Skills:- Strong analytical and problem-solving skills.
- Exceptional leadership and team management abilities.
- High degree of professional ethics and integrity.
- Ability to work under pressure and meet tight deadlines.
Reporting To:- Board of Directors