Associate Relationship Manager - Corporate & Institutional Banking

Job Description :

Job Title : Assistant Relationship Manager - C&IB

Grade : SM / AVP

Department : Corporate and Institutional Banking

Reporting To : Relationship Manager

A. Position Purpose :

- To assist RM's in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards.

B. Position Responsibilities :

Sr. Key Responsibilities :

1 Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base

2 Support in coverage of clients with revenues in excess of Rs.1,500 Crs

3 Credit analysis, risk identification, credit presentation (credit memo)

4 Delivery of banking solutions in collaboration with other parts of the bank

5 Work with product and support teams under the guidance of RM to ensure seamless credit delivery

C. Qualifications and Experience Requirement :

Qualifications :

- Essential MBA from premier campus / CA

Experience :

- Essential 2 to 5 Years

D. Competency Requirements :

a. Technical Skills

Skill Attribute :

Business Analysis - Credit writing skills with comprehensive coverage of all risk related issues

- Ability to spot new business opportunities;

- Interaction with clients;

- Strong communication skills - verbal, and written (including report writing, presentations, etc);

Knowledge Working knowledge of :

- Client business including working capital cycle and growth requirements;

- Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management;

- Banking products and procedures;

- Documentation

b. Behavioural Skills :

Skill Attribute :

Behavioural Skills - Self-Driven and Proactive

- High level ownership & Accountability

- Analytical Thinking

- Team Work

- Excellent communication skills

- Capability to handle interaction with senior management of clients and other external partners

- Problem Solving