Associate Relationship Manager - Corporate Banking Group - Bank

Base Location: Pune

Job Role and Responsibilities:

- Credit analysis including regular monitoring of existing and new clients

- Prepare credit proposal notes and present to Risk Management team and Sanction Committees for approval

- Documentation of various credit facilities including negotiations with clients in order to maintain prescribed standards

- Support the RM in maintaining effective client relationship to originate business & service client needs on corporate banking, commercial banking, investment banking and international banking products

- Cross-sell treasury, cash management and trade finance products for incremental business development

- Achieve individual targets and grow account profitability, while maintaining a high service standard and compliance

Deliverables :

- Maintain prescribed standards of credit appraisal and documentation

- Portfolio management through proactive monitoring

- Ensure documentation is completed and maintained in a satisfactory manner

- Ensure stability of income from existing set of clients and explore avenues for new income generation from existing as well as new clients

Product/Customer Handled :

- Wholesale banking products

- Large Corporate clients

Skills and Competencies :

- Good credit knowledge along with knowledge of various products including Trade Finance

- Ability to use data and logic to convince others, to articulate with conviction, ability to effectively communicate in order to influence

- Good communication skills with the ability to interact with people at various levels of the organization and outside environment

- Knowledge of various products including Trade Finance, Cash Management, Treasury and General Banking Product and Operations

Educational Qualifications : MBA Finance/CA