Associate Relationship Manager - Commercial Banking

Associate Relationship Manager - Commercial Banking | Kolkata | Bank

Job Description:

Job Title : Assistant Relationship Manager - Commercial Banking

Grade: Manager / Senior Manager

Department: Corporate Banking

Location: Ahmedabad - Zonal Office Viva branch

Eligible Grade : Mgr / SM

Reporting To: Relationship Manager - Corporate Banking

A. Position Purpose:

- To assist RM's in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards.

B. Position Responsibilities:

Sr. Key Responsibilities:

1. Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base

2. Support in coverage of clients with revenues in excess of Rs.200 Crs - 2000 CR

3. Credit analysis, risk identification, credit presentation (credit memo)

4. Delivery of banking solutions in collaboration with other parts of the bank

5. Work with product and support teams under the guidance of RM to ensure seamless credit delivery

C. Qualifications and Experience Requirement:

Qualifications: Essential MBA from premier campus / CA

Experience: Essential 4 to 6 Years

D. Competency Requirements:

a. Technical Skills:

Skill Attribute:

Business Analysis :

- Credit writing skills with comprehensive coverage of all risk related issues

- Ability to spot new business opportunities;

- Interaction with clients;

- Strong communication skills - verbal, and written (including report writing, presentations, etc);

Knowledge Working knowledge of:

- Client business including working capital cycle and growth requirements;

- Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management;

- Banking products and procedures;

- Documentation

b. Behavioural Skills:

Skill Attribute:

Behavioural Skills :

- Self-Driven and Proactive

- High level ownership & Accountability

- Analytical Thinking

- Team Work

- Excellent communication skills

- Capability to handle interaction with senior management of clients and other external partners

- Problem Solving