Associate Product Manager - Digital Lending

Role: Associate Product Manager, digital lending

Reports To- Specific region / market / offering heads

Company: The company is a mission driven fintech team of finance, analytics and technology professionals, focused on driving financial inclusion to serve the underserved across their credit, savings and financial needs. The company is a great venture striving to provide financial access to the two billion underbanked people in the emerging markets across Africa, Asia and Latin America. The company transforms alternate customer data into financial identity using machine learning to predict their financial behavior, thus enabling the financial institution to design financial products for them.

The company is a part of a large software company in India.

Job Location: Gurgaon

Total Experience- 2-3 years

Qualification- MBA / MCA / M.Tech / B.Sc / B. Tech / B.Arch

Functional Skills:

- Experience in working on Lending platforms (good to have)

- Experience in payments (good to have)

- Demonstrated ability to use data to drive critical results

- Developing product documentation, user stories and other relevant material required.

- Ability to create business cases and drive rationale for product roadmap / Plan

- Experience in working in non-traditional financial services space, build and deliver mobile first application designs

Behavioural Skills:

- An excellent team player to work with global matrix teams across time zones

- Good verbal and written communication skills

- Ability to present ideas/thoughts to wider teams and between various stakeholders

- Persuasive

- Ability to work under pressure

- Ability to think strategically and also grounded enough to operationally discuss with on ground teams in building roadmaps/features

Roles & Responsibilities

- Help in studying specific geographies for credit needs

- Perform behavioural analysis of consumers taking credit

- Design user journeys and configure the same on sandbox environment

- Work with cross functional teams to build support for product functionality

- Build the TAM and target segments for the product and map the Product Roadmap to the business priorities

- Develop understanding of various accounting models to help offer multiple credit products on the platform

- Scan and understand the financial guidelines in each of the markets we enter and build all market specific regulatory and operational requirements into the product

- Interact with Business Analysts, Partners, Business teams to finalize solution

- Coordinate with Testing team and partner systems to enable testing and delivery of developed features

Compensation: Not a constraint for the right candidate