Associate Director - Corporate Credit Approver - Bank

We have open position with bank

Job Description

Job Title: Corporate Credit Approver

Designation: Associate Director II

Grade: Associate Director II

Reporting To: Senior Director

BU: Risk

EU: Banking

Function: Corporate Banking

Sub Function: Corporate Banking

Minimum Experience: 8

Maximum Experience: 10

Location: Mumbai

Qualification: CA/MBA or Master in Finance from premier institute

Principal Responsibilities:

- It is expected that the person should have the ability to develop and express an informed opinion and have the confidence to defend the opinion. Eventually he / she should earn the respect of business partners as a - Solution Provider- and then use influence to mould transactions to desired Risk - Return outcomes.

- Evaluate credit facility proposals and make conclusionary recommendations. This would involve vetting of financial models (assumptions, contracts,etc), assessing risks and proposed mitigants, rating of borrower, reviewing terms and conditions for appropriateness, fit to portfolio, etc.

- On-going review of the portfolio and semi-annual re-rating of assets with a focus on identifying emerging risks early and help develop strategies to mitigate them.

- Contribute to periodic presentations on key sector events, trends, sensitivities, etc; and to reporting requirements.

Required Skills and experience:

- CA/MBA or Master in Finance from a premier Institute with 8- 10 years of relevant work experience

- Experience in carrying out credit appraisals and preferably having worked in a role with credit approval authority.

- Financial analysis skills.

- Knowledge of products, relevant regulations and guidelines.

- Motivated; ability to work in teams.

- Good communication skills, both written and verbal.