Associate - Credit - BFS

- Supporting clients in monitoring the performance of their investments in corporate credit across various sectors

- Build financial models and write appraisal reports as per clients requirements based on the analysis of historical performance

- Identify the key business drivers and KPIs to forecast performance

- Extract and review key data from facility agreements, amendment documents, financial statements, compliance certificates, budgets, etc.

- Monitor financial covenants (leverage ratios, interest coverage ratios, etc.) and other credit metrics to highlight any red flags on the credits

- Present and discuss the analysis with clients

- Manage data for transactions on the platform

- Validate performance reports and dashboards on the platform and resolve data or accuracy related issues

Required

Experience/ Skill Set

- Good understanding of the commercial lending process

- Understanding of leveraged loan structures and underlying documentation

- Experience in financial modeling, credit appraisals, report writing and capital structure analysis, pro-forma analysis, calculating IRRs, running sensitivities, liquidity analysis, debt maturity and deleveraging analysis together with covenant compliance stress testing

- The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention to detail

- Proficiency in using various financial databases including Bloomberg, Capital IQ, Factiva

- Ability to work independently and collaboratively as part of a team in a fast-paced environment

- Strong communication skills - written, verbal and interpersonal

- Ability to work well under pressure to meet strict and aggressive deadlines