Assistant Vice President/Vice President - Credit Planning - BFS

Job Description: Credit Planning Department

Job Location: Mumbai (SHB India Head Office) - Lower Parel (West), Peninsula Corporate Park

Total Years of Experience: 7-10 Years

Designation: Assistant Vice President / Vice President

Job Responsibilities:

- Preparation and Submission of various RBI Returns pertaining to Loans & Advances.

- Remain updated on RBI circulars and other relevant laws relating to Loans and the Credit function of Bank's/NBFC's Department.

- Should be Conversant with specialized knowledge of Banking Assets Products, Market Practice etc.

- Should be conversant with RBI Circulars, which are applicable to be included in Loan Policy of the Bank.

- Should be conversant with Interest Rate on advances related RBI Circular and Market Practice.

- Remain updated on Loan issues/challenges market is facing and updated on Geographic issues in Collateral enforcements by Banks/NBFCs.

- Monitoring the portfolio sourced, preparing monitoring reports, should be able to identify EWS accounts and prepare EWS reports.

- Person should have experience in handling Product/Policy, drafting of loan policy (Retail as well as Corporate).

- Must be technically conversant to operate Microsoft Excel, Word, and Power Point and quickly learn other Software.

- Interact with Internal as well as external agencies, Relationship Managers and regularly and co-ordinate with internal and external auditors.

- Should be able to give presentations of complete deal to Approving Authorities.

Key Deliverables:

- Preparation and Submission of RBI Returns pertaining to Loans & Advances.

- Preparation and submission of Loan Monitoring Reports.

- To conduct Testing for New Product/Amendment in existing products in Banks CBS system and its implementation.

- Amendment in existing Loan Policy in line with regulatory/Local law/market practice changes.

- Updated with RBI Circulars and other related guidelines issued by the regulators and update provide input for change in credit policy accordingly.

- Various Guidelines to be implemented/amended to support branches in order to apply regulatory framework properly.

- Drafting new loan products as per the requirement of the Bank.

Must have information in CV:

- What all products drafted in previous organizations.

- Which all RBI Reports/Returns prepared/submitted.