Assistant Vice President - Credit Risk Strategy Development

Assistant Vice President - Credit Risk Strategy Development

Development / review / enhancement of Originations & Account Management strategies like Approve / Decline, Affordability & limit assignment, limit review, authorisation, policy review, score cut-off review etc.

Responsibilities:

- Deployment support & PIR of Originations & Account Management strategies

- Come up with appropriate insights and support the business with meaningful recommendations, based on portfolio trends, market landscape and macroeconomic scenario.

- Strategy monitoring and recommendations thereof

- Support on campaign/growth initiatives

- Delivery of regulatory requirements

- Portfolio deep-dive / adhoc analysis / data investigations & reconciliation

- Strategic MI development for UK Current Accounts & wider Unsecured portfolios as relevant, liaising with stakeholders in Risk / Products / Finance as required.

- Functional guidance, project management and coaching, as well as line Management of existing team

- Negotiation with / expectation management of stakeholders on complex open-ended business problems

- Additionally, the jobholder will coordinate with the Current Accounts / Unsecured Risk area on any analytical requirements to project manage day to day activities, and ensure adherence to regulatory and governance standards for the UK Current Accounts / Unsecured businesses.

- Keep self updated of changes in the business / regulatory environment on an ongoing basis, so as to be able to anticipate customer needs, and support non-BAU projects / ad-hoc analysis as relevant, ensuring key takeaways are clearly articulated.

- At least 10+ years of Analytics Experience with prior experience in managing risk activities in retail lending

- Prior experience in development of acquisition strategy, account management strategy or strategic analysis and portfolio management would be preferred.

- Excellent quantitative & technical aptitude. Ability to solve open-ended business problems.

- Proven leadership track record in dynamic/changing marketing environments

- Ability to build strong relationships both internally and externally

- Strong communication skills.

- B.Tech or Masters or Ph. D. degree in either Economics, Statistics, Engineering or any quantitative area or MBA (with quantitative background)