Assistant Vice President - Corporate Credit Risk - BFSI

- The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage the organizations portfolio exposure to clients and counterparties globally.

Responsibilities:

- Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management

- Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques

- Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing

- Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required

- Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives

- Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management

- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the organization and its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

- 5-10 years of relevant experience

- Knowledge of commercial risk analytics

- Ability to apply credit and risk principles toward business goals

- Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency

- Proven ability to remain organized in a fast-paced environment, managing multiple projects

- Proven interpersonal, organizational and analytic skills

Education:

- Bachelor's degree/University degree or equivalent experience, CA or MBA Finance preferred.

- Additional Job Description

Additional Job Description

This position is part of the Consumer Risk Management team and core responsibilities will include managing Stress Testing and Loan Reserve requirements on behalf of GCB Credit Risk Management.

Responsibilities:

- Incumbent will be responsible for the end to end CCAR & CECL activity

- Responsible for complying with Global and Regional requirements related to Stress Testing and Reserve Management across all GCB portfolios

- Engage with Global teams including IRMO, MRM and Regional office.

- Engage with Global Modeling team and ensure compliance to model management policies.

- Manage all reporting and MIS requirements related to the Stress Testing and CECL processes

- Ensure all control processes and correct documentations are in place.

- Utilize Statistical Analysis System (SAS) in a UNIX environment to support any data requirement.