Assistant Relationhip Manager - Credit Analyst - SME - Commercial Banking - Bank

Job Description

Job Title Assistant Relationship Manager - CB

Location Delhi

Reporting To Senior Vice President - Commercial Banking

A.Position Purpose

To assist RM's in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards.

B.Position Responsibilities

Sr. Key Responsibilities

1. Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base

2. Support in coverage of clients with revenues up to Rs.300 Crs

3. Credit analysis, risk identification, credit presentation (credit memo)

4. Delivery of banking solutions in collaboration with other parts of the bank

5. Work with product and support teams under the guidance of RM to ensure seamless credit delivery

C. Qualifications and Experience Requirement

Qualifications

Essential MBA from premier campus / CA

Experience

Essential 2 to 5 Years

D.Competency Requirements

a.Technical Skills

Skill Attribute

Business Analysis - Credit writing skills with comprehensive coverage of all risk related issues

- Ability to spot new business opportunities;

- Interaction with clients;

- Strong communication skills - verbal, and written (including report writing, presentations, etc);

Knowledge Working knowledge of:

- Client business including working capital cycle and growth requirements;

- Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management;

- Banking products and procedures;

- Documentation

b.Behavioural Skills

Skill Attribute

Behavioural Skills - Self-Driven and Proactive

- High level ownership & Accountability

- Analytical Thinking

- Team Work

- Excellent communication skills

- Capability to handle interaction with senior management of clients and other external partners

- Problem Solving