Assistant Manager/Manager/Chief Manager - SME Collection - BFSI - CA/ICWA

- Directly responsible for resolution of SME Accounts allocated to him/ her individually.

- Manage litigations like sarfaesi, DRT, High court & IBC matters.

- Act as an Authorized office and Power of Attorney holder and represent the company in various courts

- Negotiating and finalizing resolution deals with the borrowers.

- Personal Interaction & visits to the borrowers, courts, police stations, lawyers etc

- To draft resolution proposals & present the same to various committees for approvals

- Should do financial analysis in the proposals eg: calculating financial ratios, cash flow analysis, calculation of IRR, NPV.

- Creating an effective collection network comprising of external collection agencies, enforcement agencies, lawyers, property brokers, investors etc across all locations managed by him / her.

- Assist in overseeing the process of acquisition / disposal of residential / commercial / retail premises and/or repossession of movable assets.

- Updation of legal & Operations system on a regular basis for the accounts allocated to him /her

- Undertaking such other duties / responsibilities as may be assigned from time to time.

Desired Qualification :- Graduate preferably with MBA/ ICWA/CA

Technical Competencies :

- Good understanding of SME loans such as Term loan, working capital / cash credit, bank guarantees , letter of credit etc.

- Excellent written and oral communication skills.

- Financial statement analysis

- Should be able to interact with senior level management within and outside the organisation.

- Capability to analyse and justify financial statements.

- Exposure to legal aspects of business.

- Proficiency in MS Office (Word, Excel, PowerPoint)