Assistant Manager - Credit Analyst/Underwriting - Wholesale Banking

We are looking for Credit Analyst-AM (Wholesale Banking) with a leading Finance organisation at Delhi NCR/ Chennai

Exp: 3-6 yrs

Education : CA/ MBA

Role :

- Involved in doing credit analysis, credit underwriting and credit analysis for Large corporates/ wholesale banking.

- Assess a customer's business and/or transaction structure through the analysis of business, transactional, market and credit risks associated with the provision of the Bank's products and services to the customer.

- Develop highly thought out, top quality credit analysis and solutions, with the view to obtaining credit approval from Credit Sanctioners/Credit Committees

- The preparation of credit proposals for recommendation and presentation directly to the Sanctioner and/or Committee on behalf of the Relationship Point.

- Work very closely in partnership with Relationship Points on new credit applications, providing preliminary guidance on credit appetite and consulting with credit specialists under own initiative, to shape bespoke customer/risk solutions.

- Proactively contribute to change management initiatives in support of process and quality improvements, cost reductions and development of colleagues within the team

- Support the Business by operating within cost budgets, using initiative to "working smarter"

- Develop and maintain a close working relationship with specialist/sales team colleagues and credit risk sanctioners.

- As a senior member of the team, to undertake and complete ad hoc projects as and when required, under your own drive and initiative.

- Prior experience in corporate credit analysis in a bank or related industry

- Ability to generate insights from data and information, assess the risk impact and recommend action

- Understanding of financial statements to enable appropriate interpretation of results

- Deep understanding of Corporate Lending products, Opportunity Assessment and Deal Structuring

- Familiarity with Microsoft Excel, Word and PowerPoint