Assistant Manager - Credit Analysis - Banking

Assistant Manager- Banking/ Exports Receivables/trade regulatory compliances (3-7 yrs)

System Design and Development for Exports Credit Check :-

- Automated credit check for exports in various terms like CAD/LC.

- Container Planning keeping customer's financials and its approval system.

- Tts monitoring and operational support to business on regular basis.

- Compliance monitoring and reporting.

Management of Export Receivables:-

- Review of exports debtors and finalizing the regular action plan with business/Branches.

- Ensuring overall health of export receivables.

- Monitoring of old Dr/ Cr Balances and appropriate disposal of same in compliant manner.

- Compliance review and monitoring on this.

Exports Receivables- Credit Risk [Operations/compliances] :-

- Extending day to day support to business / Exim team in various exports-related credit decision making.

- Anaylsis of Major credit customers and review with business.

- Co-ordination with business and insurance companies and managing the risk/compliances.

Management of Exports Insurance - ECGC (Operational / Compliances) :-

- Establishment of ECGC / Credit Risk Policy in line with business need in co-ordination with Treasury Insurance Team.

- Keeping pace with SBUs on the program and update them with day to day changes.

- Regular interaction with Insurance company.

- Compliance Management and its regular review reporting.

Credit Ratings and Risk analysis on risk class customers:-

- Co-ordination with SBUs for identification of Risk class customers/exposures.

- Internal review/analysis based in the facts and coordination with agencies for detailed analysis and providing analysis support/feedback to SBUs.

Periodic Review of Branch Finance and compliances:-

- Periodic review of Export Receivables with Regional Finance.

- Review of all Compliances and reporting.

Periodical review of export documentation process:-

- Independent review of various processes relating to exports documentation.

- Review of claim/refund processing.

Trade Regulatory / Fema Compliances on Exports transactions:-

- Meeting with respective stakeholders, Banks

- Ensuring Trade Compliances.

- Action on pending compliances.

- Closure of EDPMD/IRM within the given time frame with AD Bank.

- Ensuring support/ inputs on Various SoPs on this.

Adherence and ensuring system/ IT development and process mapping for Exports Receivables / Trade compliance and Export Documentation:-

- Studying the ongoing process across.

- Gaps identification and related compliances.

- Discussing and finalizing proposals for processes with stakeholders and system/ IT development.