Area Credit Manager - Used Car Loans

- Responsible for underwriting Used Cars proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes

- Supervise a team of credit underwriters and provide guidelines

- Conduct personal discussion with customers to establish credit worthiness

- Control and contain front-end delinquencies by calling up customer on first presentation

- Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits

- Coordinate with sales to achieve targets and ensure SLAs are met

- Ensuring credit policy adherence to the accepted standards

- Individual role; there will be centralised team , no direct team & will be handling all branches of surat.