Area Credit Manager - Pre Owned Car Loan

Job Responsibility:

- Part of the Credit Underwriting Team.

- Responsible for Credit Appraisal & Sanctioning

- Handling small - medium ticket for Used Car Loan (Auto Loan)

- Evaluating LAP (loan against property) for salaried and self employed clients. Identifying risk associated to the lending and finding alternatives to mitigate them.

- Ensuring compliance with retail credit policy and guidelines of the Bank, Reserve Bank and other regulatory bodies.

- Preparing detailed reports of the loans during the appraisal process.

- Coordinating with different teams like legal, fraud, document prep, draw down for smooth disbursement of the loans.