Area Credit Manager - LAP - NBFC

Job Responsibilities:

- Financial analysis and In-depth eligibility calculation of cases of LAP as per defined policy programs.

- To maintain TAT of cases logged in for processing.

- Co-ordinating with vendors for technical, legal reports etc.

- Delinquency management. Tracking EMI bounced cases and analysing such cases for future actionable, making RCA etc.

- Maintaining various MIS as required by process and as per senior management guidance

- Co-ordinating with sales, ops etc. for smooth movement of files and dockets

- Conducting PD's and decisioning of cases.

- Maintain quality of underwriting

- Co-ordinating with OPS department for post disbursal requests from clients

- To facilitate business team achieve monthly/annual business targets while maintaining quality of portfolio.

Education - CA/MBA (Full Time)

Age- 30 yrs

- Work Experience-Minimum 4 years of mortgage product underwriting exposure at an on roll level

- Primary Skill-Good Financial Analysis. Good Understanding of LAP product.

- Technical Skill-Understanding of software like Finnone, SFDC. Good in MS Excel and MS word

- Management Skills-Vendor management and credit analyst management.

- Soft Skills-Proficiency in spoken & written English and local language is a must.