Job Description:
- To develop CE Loan business through Team, Managers.
- Coordination with dealers, financiers and key customers to update oneself on freight rates of prominent routes & market intelligence.
- To increase the Disbursement and Market Share of Commercial Vehicle and Construction Equipment Business.
- To ensure and Maintain healthy portfolio for Commercial vehicle segment of Business.
- To build a strong, dedicated Business Executives' team to achieve CV & CE new & used business targets.
- Appraising & Recommending deals up to Regional Manager up to the limits as per the policy document through Credit Manager.
- Appraising deals proposed by Business Executives.
- Ensuring the adherence to the policy norms.
- Maintain minimum deviation level.
- Rejection tracker preparation and also centralizing the same to understand trends, any specific area, Business Executives showing concern.
- Monitoring portfolio on a continuous basis, whether any hub/spoke/pocket/segment/usage/asset/customer grade is showing a stressed portfolio and hence suggesting corrective action.
- Visits to early delinquency and non starter customers.
- Once a month visiting one Hub/spoke and preparing a detailed note on Total Industry Volume (TIV), market outlook, critical observations etc.
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