Area Business Manager - Bank

Job Description:

- To develop CE Loan business through Team, Managers.

- Coordination with dealers, financiers and key customers to update oneself on freight rates of prominent routes & market intelligence.

- To increase the Disbursement and Market Share of Commercial Vehicle and Construction Equipment Business.

- To ensure and Maintain healthy portfolio for Commercial vehicle segment of Business.

- To build a strong, dedicated Business Executives' team to achieve CV & CE new & used business targets.

- Appraising & Recommending deals up to Regional Manager up to the limits as per the policy document through Credit Manager.

- Appraising deals proposed by Business Executives.

- Ensuring the adherence to the policy norms.

- Maintain minimum deviation level.

- Rejection tracker preparation and also centralizing the same to understand trends, any specific area, Business Executives showing concern.

- Monitoring portfolio on a continuous basis, whether any hub/spoke/pocket/segment/usage/asset/customer grade is showing a stressed portfolio and hence suggesting corrective action.

- Visits to early delinquency and non starter customers.

- Once a month visiting one Hub/spoke and preparing a detailed note on Total Industry Volume (TIV), market outlook, critical observations etc.