KEY RESPONSIBILITIES-
Prier experience into Analytics role in Retail Assets portfolio
Strategic/ Managerial Responsibilities Leverage analytics to drive insights for optimizing credit line/ Pricing/ Channel mix for consumer lending portfolio and/or liabilities portfolio/ products
Core Responsibilities: Ability to understand complex business problems, end to end hands on experience in analytics- including collecting, pulling and preparing data, building statistical models using SAS, R and Python or other statistical tools and generating insights to synthesize a complete, cohesive picture
- Risk and Internal Control Responsibilities: Knowledge of credit risk and statistical modeling
KEY INTERACTIONS
- Key Internal Interactions Purpose of Interaction
- Business Banking Product & Sales team. Create eligibility and monitoring framework for cross-sell, Portfolio deepening and attrition control solutions
- Business Banking Risk Team Tracking delinquency trends, enabling risk/policy team to take corrective measures. Developing application scores & behavioral scores
- Analytics Sound knowledge of various models and analytical approaches
- Business Banking CAD Team Working closely with operations & account opening teams
- Operational Risk and Legal Team Ensuring all frameworks are within the ambit of legal & compliance frameworks
Key External Interactions Purpose of Interaction
- Bureaus [CIBIL/Experian] Working closely with Bureaus to develop & enhance risk tracking mechanisms, Industry reports, Policy enablements
KNOWLEDGE & EXPERIENCE
- Minimum Qualifications Post Graduate or equivalent, Specific knowledge of Economic/Statistics models preferred
- Professional Certifications Technical knowledge of Data management tools MUST ( SQL/SAS/R/Python). Knowledge of Visualisation tools (Cognos/BO/Tableau/Excel) added advantage
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