Analytics & Loss Forecasting - Credit Risk

Our Client is looking for an AM in Retail Credit Risk Team.

The Job holder will be responsible for delivering forecats which explain portfolio projections across Credit Risk and for development of impairment forecasting.

Requirements for the role :

1) Previous experience data analysis and modeling with prior experience in a retail banking environment

2) Expertise in analytics with the help of Data/statistical Modeling and Model validation

3) Expertise ihn using SAS

4) Knowledge of retail banking products

Responsibilities

1) Active Portfolio Risk Management of the Retail Lending Products comprising of Mortgages, Personal Loans, Revolving Credit and Auto Loans / OD.

2) Budgeting / Forecasting of Loan Impairments for Mortgages and evolving strategies towards controlling Loan Impairment through an optimal mix of foreclosure, settlement and other collections tools

3) Stress testing of the Mortgages Portfolio to size the impact of a downturn scenario on delinquencies, security margin, loan impairment and losses and to understand the appetite of the business to take such l losses. Based on the stress test analysis, proactive management measures are taken to downsize the potential loss

Experience : Strictly between 2-4 years.

Interested candisates may send in their CV's at priyanka.sondhi@abcconsultants.in