Analyst - Warehouse Lending/Consumer Loans - Securities/Investment Banking Division

BUSINESS UNIT OVERVIEW : 

- Loan Management primarily supports the Securities Division and Investment Banking Division. Loan Management, amongst other things, is responsible for directing and facilitating due diligence (at both, the deal and asset levels) for the acquisitions, asset management and sales/securitizations of various types of loan portfolios in the US, EMEA and APAC.

- Loan Management located in Bengaluru is currently seeking an Analyst to support the EMEA / US mortgage desk. The Analyst will be primarily responsible for facilitating the acquisition, monitoring, reporting and disposition / securitization of loans purchased, financed and/or originated from different business platforms.

RESPONSIBILITIES AND QUALIFICATIONS : 

Job Responsibilities : 

- Assist legal and deal teams with negotiation of loan agreements and associated documents

- Assist trading desk and Investment Banking Division (IBD) with platform diligence of prospective and existing lenders (underwriting, guidelines/protocols, staffing, technology systems, security, regulatory compliance etc.)

- Tracking and confirmation of collateral adequacy for funding and margining (collateral covenants, eligibility, concentration limits)

- Monitoring of key deliverables and financial covenants under the warehouse documents

- Effectively capture, analyze and present portfolio trends for risks and opportunities relative to credit, collateral and operational efficiencies to

- different business groups in a clear, concise and actionable format

- Actively participate and partner with Information Technology in support of Data Warehouse, reporting and other projects as assigned

- Develop reporting solutions through multiple tools as needed. Ability to produce interactive graphs, pivot tables, etc. for reporting

- Maintain and apply knowledge of consumer and residential lending data

- Maintains systems for tracking projects and communicate results to different business groups

Basic Qualifications : 

- Strong academic background - in finance, business, math, or accounting degree with a minimum - 3.5 GPA equivalent

- Solid analytical/logical mindset and attention to detail

- Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships

- Strong working knowledge of Microsoft Excel

- Experience working with large sets of data a plus

- Commercial focus and interest in financial and RE markets

- Tableau experience a plus

- Mortgage banking or other financial industry experience preferred

- Able to work under tight time constraints and extended hours as required

- Solid analytical/logical mindset and attention to detail

- Project Management and organizational skills

- Ability to prioritize workload and manage expectations