Analyst - IFRS 9 - Bank

Analyst - IFRS 9 - MNC Bank Mumbai

- Responsibility for ensuring that impairment remains aligned to business strategic aims through analysis and understanding of performance and impaired book trends.

- Management of analysis and review for BI portfolios, working both independently as well as with senior team members on assigned projects.

- Preparation of reports and presentation to senior risk management, audit, regulatory reporting, Finance, and other internal groups.

- Support and work with the SAM Deal Teams to ensure necessary administrative activities are performed for cases adopted into the SAM portfolio. This will include undertaking the necessary notifications and system updates required to ensure that a name is recorded as being part of the SAM portfolio, ongoing maintenance of relevant credit risk systems and other ad hoc administrative tasks required depending on the particular circumstances of the case.

- Personal adherence to governance, compliance and lending portfolio controls, and conformance regulations applicable to your role.

- Assist with the review and testing of the SAM controls including SOX controls, testing of certain controls and recording of results.

- Support the annual Risk and Control Self-Assessment exercise.

- Participation in and contribution to a range of internal and Group projects which the team supports from time to time.

What we're looking for:

- Credit and risk management experience (or equivalent commercial experience)

- Strong background in financial analysis and an ability to understand the drivers behind model driven results

- Possess a high degree of self-motivation and energy, the ability to drive for results, and a track record of setting and achieving goals and meeting schedules.

- Possess the presence, maturity, and credibility to present effectively to internal and external stakeholders.

- Possess excellent interpersonal, verbal and written communication skills and have the ability to clearly articulate complex concepts and ideas.

- Possess excellent stakeholder management and relationship skills, excellent negotiation and influencing skills.

- Attention to detail with a high level of strategic vision.

- Effective time management and a proven ability to work to deadlines

- Team player.

Skills that will help you in the Role:

- Experience of working with corporate clients and/or knowledge of financing products and services used by Investment and Corporate Banking clients

- Experience of operating controls and drawing conclusions from the outcome

- Excellent time management skills.

- Ability to manage expectations, challenging upwards if necessary.

- Ability to use initiative and to work to deadlines.

- Negotiation and/or influencing skills.

- Expertise in all Microsoft Office applications (particularly excel and PowerPoint) and applications relating to financial and credit analysis.

- Working knowledge of sanctioning/risk systems (Sanctioning Workflow, Zeus, Portal, GCIS etc]

- Knowledge of lending documentation e.g. facility documentation, security documentation

- Knowledge of IFRS 9 Accounting standards.

- Experience of interpreting Global Policies and Standards and applying to local operating procedures