AM/LAM - Credit Research

Job Description:

- Preparing detailed credit risk assessment reports in collaboration with client Analysts.

- Credit risk assessment skills and a strong understanding of corporate finance and credit research.

- Financial analysis of Balance Sheet, Income Statement, Cash flow Statement, Notes to Financial accounts and evaluation of financial ratios

- Prepare Financial Spreads, Market Data, Peer Analysis

- On-going Monitoring & Surveillance of assigned industry/portfolio, including rating changes, financial/industry development, news events etc.

- Develop Industry / Country expertise as relevant to assigned portfolio

Education:

- Candidate must possess a Post Graduate Diploma/Degree in Business Administration (Finance) or CFA from a recognized institute.

Work Experience:

- At least 5 - 9 Yrs of rich experience and domain knowledge in the areas of credit appraisal/ at KPO's, Investment Banks, hedge funds, research houses and commercial lending organizations.

- Should have understanding of research databases (Factiva, Capital IQ, Bloomberg) with good knowledge in the field of economics and finance.

- Proficient in using financial models (excel skills).

- Strong written and verbal communication skills (must be fluent in English).

- Strong analytical, logic building and problem solving skills (basis for any credit analysis piece of work)

- Candidates with experience in credit research and credit risk will be preferred.

- Team handling exposure.