AGM - Underwriting - Insurance

- Analyzing the medical and financial information provided by insurance applicants

- Determining the risk associated with insuring a person

- Deciding whether or not to offer insurance to applicants.

- Calculating premiums and appropriate amounts of coverage.

- Training the other stake holders on Underwriting guidelines within the organization

- Researching additional information, such as medical histories or credit scores.

- Analyzing and determining the relevancy of risk factors.

- Managing the administrative and operational responsibilities

- Vendor management

- Evaluating the recommendations and observations made by the sales force

- Making the department MIS

- Process review and analysis

- Coordinating with the actuarial, product and claims team as and when required

- Team management and to ensure all team members are aligned to the department