AD/VP - Credit Risk - NBFC

Company: NBFC

Designation: VP / Associate Director

Location: Mumbai

Business: Corporate Lending

Roles & Responsibilities:

- Development of Credit Risk Assessment process – Need to develop an entire system of credit risk assessment for various projects under evaluation for credit. Must develop a risk assessment metrics which will evaluate risk for a project in a holistic manner with specific emphasis on promoters, project execution, financial viability, regulatory aspects etc.

- Credit Risk Assessment – Undertake credit risk assessment of various proposals put forward by the credit evaluating team based on the credit risk metrics and wherever possible offer risk mitigating solutions to the sanctioning authority.

- Transaction Ownership – Post disbursement of loan; take complete responsibility for tracking the repayment of interest and installments and ensuring timely collections. Also ensuring monitoring of the project as per the timelines promised. Ensuring that all terms of sanction including post disbursement compliance, project progress, security creation, maintenance of security coverage etc are adhered to. Responsible for entire relationship management post disbursement.

Requirements and Qualifications:

- MBA or CA with proven experience of 10-15 years in Corporate Credit with a Bank or NBFC

- Good understanding of the financial markets, financial products

- Exposure to real estate, hospitality and infrastructure sectors is must

- Ability to suggest alternative solutions for ring-fencing a given transaction and thereby act as enabler while safeguarding the interest of the Company.

- Ability to lead/work in a team environment

- Excellent verbal and written communication skills

Interested people may send across their resumes at bhumika@peoplekonnect.co.in