Account Relationship Manager - SME
ARM – Mid Sector - SME Credit & Marketing (C&M)
Main Role (Overall accountability)
Business development and Corporate Relationship Management within the framework and guidelines of the Bank and CBO.
Principal Accountabilities:
- Achieve annual targets from new business and existing portfolio.
- Manage, conduct and develop account relationship with the portfolio of accounts assigned.
- Manage, administer and monitor utilization of credit facilities in corporate accounts and maintain the quality of risk assets. .
- Conducting periodic review of credit files using various data e.g. balance sheet, projections BCSB movement, account statistics etc. preparation /renewal of credit lines and presentation to appropriate authorities for approval and upon approval advice to the customer/branch and other operational units.
- Documentation/updating of securities, security valuations, renewals of insurance policies safe custody of security documents.
- Follow up and regularization of past dues, temporary accommodations,/excesses over limits.
- Supervision of all procedural work and submission of returns and other data relating to the allocated portfolio.
- Co-ordination of customer activities with different developments of the Bank.
- Regular visits to clients and ensure optimum channelisation of the business.
- Mobilisation of new business.
- Work out solutions for ‘SM’ and Classified accounts under the portfolio with a view to monitor and regularize the accounts to prevent further provisions.
- Training and development of the staff
Personnel Specifications
- Management graduate with 3-5 years of experience in a Bank or Financial Institution handling SME business.
- Excellent communication and inter-personal skills.
- Excellent MS office skills.
- Excellent sales and service orientation with a pleasing personality.
Only the right fit candidates are requested to foward the detailed resume with a Current CTC and Notice Period ASAP to mani@i2iworkforce.net
Manivannan Rajasekaran
i2i Workforce Consulting Pvt. Ltd.,
Old No: 7, New No: 13, Seethammal Extn. 3rd Cross, Teynampet, Chennai 600 018.
Tel: +91 44 6454 4026 - 28 | Mob: +91 98407 98607 | Mail: mani@i2iworkforce.in
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