Account RM - SME Credit & Marketing

Account Relationship Manager - SME

ARM – Mid Sector - SME Credit & Marketing (C&M)

Main Role (Overall accountability)

Business development and Corporate Relationship Management within the framework and guidelines of the Bank and CBO.

Principal Accountabilities:

- Achieve annual targets from new business and existing portfolio.

- Manage, conduct and develop account relationship with the portfolio of accounts assigned.

- Manage, administer and monitor utilization of credit facilities in corporate accounts and maintain the quality of risk assets. .

- Conducting periodic review of credit files using various data e.g. balance sheet, projections BCSB movement, account statistics etc. preparation /renewal of credit lines and presentation to appropriate authorities for approval and upon approval advice to the customer/branch and other operational units.

- Documentation/updating of securities, security valuations, renewals of insurance policies safe custody of security documents.

- Follow up and regularization of past dues, temporary accommodations,/excesses over limits.

- Supervision of all procedural work and submission of returns and other data relating to the allocated portfolio.

- Co-ordination of customer activities with different developments of the Bank.

- Regular visits to clients and ensure optimum channelisation of the business.

- Mobilisation of new business.

- Work out solutions for ‘SM’ and Classified accounts under the portfolio with a view to monitor and regularize the accounts to prevent further provisions.

- Training and development of the staff

Personnel Specifications

- Management graduate with 3-5 years of experience in a Bank or Financial Institution handling SME business.

- Excellent communication and inter-personal skills.

- Excellent MS office skills.

- Excellent sales and service orientation with a pleasing personality.

Only the right fit candidates are requested to foward the detailed resume with a Current CTC and Notice Period ASAP to mani@i2iworkforce.net

Manivannan Rajasekaran
i2i Workforce Consulting Pvt. Ltd.,
Old No: 7, New No: 13, Seethammal Extn. 3rd Cross, Teynampet, Chennai 600 018.
Tel: +91 44 6454 4026 - 28 | Mob: +91 98407 98607 | Mail: mani@i2iworkforce.in